Alaska workers have certain rights, including the right to a reasonable expectation of safety on the workplace. Even the most dangerous jobs should have certain safety standards in place in order to reduce the chance of unnecessary accidents. However, accidents can still happen, and when they do, workers may find themselves dealing with painful injuries that can require expensive medical treatment and time off work.
Workplace injuries are more than just an inconvenience. They can be expensive to treat, and it can be difficult to pay your medical bills if you can't even go to work. This is why workers' compensation insurance exists – to meet the needs of injured workers. It is in your interests to know what types of benefits you may be able to get and how you can navigate the claims process.
Who can get these benefits?
Most types of workers are eligible for workers' compensation benefits. If you suffer an injury at work or in a work-related accident, you are likely eligible for this support. You may also have valid grounds to file a claim if you have a medical condition that worsens because of your job or you become sick due to your job.
Certain types of workers may not be eligible for these benefits, and they include seasonal workers, farm workers, household employees, railroad employees, maritime workers and more.
What types of benefits are available?
The types of benefits you can get depend on several factors, including the nature of your injuries, what type of care you need and how much time you were away from work. Workers' compensation often covers medical bills, a portion of lost wages, rehabilitation needs and more. It can also help with temporary and permanent disability if necessary.
Insurance providers are sometimes reluctant to pay the full amount that an injured worker needs. You have the right to fight for the amount you need to get better and move forward after a work accident.
Maximizing your claim
If you need to file a workers' compensation claim, you do not have to walk through this process alone. The guidance and support of an experienced workers' compensation attorney can help you understand what benefits you may be able to get and how you can maximize your claim. Your recovery is important, and you do not have to fight for it alone.